Digital Onboarding and User Management

Gone are the days of lengthy sign-up forms! Our digital onboarding gets you started in minutes, either independently or with a helping hand. This quick and secure process lets you acquire new users faster than ever before.

Collapse Detailed View

Key highlights


Fast & Seamless Onboarding

Quick and smooth process for new users to sign up and start using services without hassle.


Flexibility & Scalability

The ability to easily adapt and grow as business needs change, supporting more users and services over time.


AML & CFT Database Verification

Automatically checks user information against Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) databases to ensure compliance with regulations.


Efficient User Management

Simplified tools to handle user accounts, roles, and permissions, ensuring smooth administration of the platform.

Comprehensive Features

Seamless User Interface & Data Collection Flexibility
Support for Multiple ID Types
High-Quality Document Capture
Document verification through OCR
API Integration with National ID system/Specialized Authentication Services
Facial Recognition and Liveness Detection
E-signature integration with DocuSign
DMS: Document capturing
Secure Data Storage
AML/Sanction screening
Audit Trails
Secure user management

iPay Customer Solution Suite

Introducing the iPay Customer Suite—a revolutionary solution transforming how your bank, financial institution, or business engages with digital payments. Our comprehensive, all-in-one platform empowers your customers with instant access to fund transfers, bill payments, merchant transactions, and a broad spectrum of digital financial services—all within the convenience of a single app. With iPay, elevate your institution’s digital offerings. Provide your customers with a secure, versatile mobile platform that makes transactions effortless, enhancing their financial experience and driving your organization’s success in the digital age.

Collapse Detailed View

Key Highlights


Unified Platform

Consolidate all bank accounts and wallets into one convenient app, simplifying your customers' financial management.


Diverse Payment Options

Provide access to multiple funding sources and payment methods, offering flexibility and convenience.


Tailored Configurations

Customize the suite to align with your institution's specific needs, ensuring a perfect fit for your services.

Comprehensive Features

Digital Onboarding
Fund Transfers
Bill Payments
Merchant Payments
Online Marketplace
Lifestyle Services
Digital Financial Services
Remittance Services
Special Insurance Products
Credit, Debit, Prepaid Cards
Booking Services

iPay Merchant Suite

The iPay Merchant Suite revolutionizes how businesses engage with digital payments. Our comprehensive platform enables seamless payment acceptance, streamlined transaction management, and access to tailored financial services. With features like versatile onboarding, multiple payment options, logistics enablement, and instant advertising, iPay equips your business to enhance customer experiences and drive growth across all channels.

Collapse Detailed View

Key Highlights


Multi-Source Payment Integration

Effortlessly accept payments from various sources


Optimized Transaction Management

Streamline transaction management for enhanced efficiency


Customized Financial Solutions

Access a suite of financial services tailored to your business needs

Comprehensive Features

Digital | Physical | Phygital Onboarding
QR Code & Merchant payments
Website templates for online merchants with payment gateway facility
Enablement of logistics via delivery partner network accessibility
Merchant Credit Line, Working Capital
SoftPOS | mPOS | Terminal POS payments
Online Market Place with the advertising platform
iAds Instant advertising facility and social media link
Multichannel Payment Sources and Omni-channel Payment Acceptance

iPay Banking and Financial Suite

The iPay Banking and Financial Suite is designed to empower financial institutions with cutting-edge digital solutions. From digital onboarding of customers and merchants to digital account opening, lending, and remittance services, our suite of tools is tailored to streamline operations and enhance customer experience. Our solutions are built with scalability in mind, ensuring that banks and financial institutions can adapt and thrive in the rapidly evolving digital landscape.

Collapse Detailed View

Key Highlights


Simplified Customer Onboarding Solutions

Streamlined customer onboarding for both banking & non-bank/FI customers.


Expand Reach with Agency Banking

Agency banking to expand touchpoints without brick-and-mortar constraints.


Modular Platform for Independent Operations

Modular design for standalone operation and focused monetization strategies.


Digital Banking/Financial Services

Comprehensive digital solutions including Digital account opening and Fixed deposits, Digital Lending and more for modern financial growth.

Comprehensive Features

Customer Digital Onboarding
Digital Account Opening & Fixed Deposits
Digital Lending
Remittance Services
Agent Banking & Finance
Merchant Acquiring
Payment Card Services | IPG Services

iPay Digital Account Opening

Today's competitive landscape demands a seamless experience. We understand modern customer expectations in banking and BFSI. That's why we built a secure, automated digital account opening solution.

Key Highlights


Faster Onboarding

Attract new customers with a quick and easy process.


Enhanced Security

Data security is our priority for both you and your customers.


Simplified Compliance

Automate processes to ensure compliance with regulations.

Comprehensive Features

Seamless digital onboarding for new customers
KYC process aligned for the Digital Account Opening
Customer screening process and compliance adherence
Easy maintenance with account statement option to the customers

iPay Digital Lending

Traditional lending often involves lengthy processes, complicated paperwork, and limited accessibility. Our end-to-end digital lending solution streamlines these procedures, offering fast, transparent, and secure lending options. Whether you're a small business or an individual, our platform ensures quick approvals and personalized loan offers tailored to your needs.

Key Highlights


Conquer the global market

Reach new customers and unlock endless possibilities.


Effortless scaling

Our solution simplifies the process, letting you focus on growth.


Modernize your offerings:

Empower borrowers and drive revenue with next-gen technology.

Comprehensive Features

Straight-through loan processing and automated workflows
Feeding customer data into the bank's CRM system
DMS: Document capturing
Rule-engine based product policy / design (Gamification)
AML/Sanction screening
API Integration with National ID system/CRB

iPay Enterprise Solution Suite

Large enterprises have unique payment needs that require tailored solutions. iPay Enterprise Solutions are designed to address these challenges, offering a suite of services that enhance operational efficiency, reduce costs, and improve customer satisfaction. Whether it's handling large-scale transactions, managing payroll, or integrating with existing systems, our solutions are built to support the complex needs of enterprises, enabling them to achieve their business goals.

Collapse Detailed View

Key Highlights


Unified Financial Management

Centralised financial operations by integrating features like pay by link, bill presentment and a comprehensive dashboard, ensuring seamless, real time transactions


Specialized Banking Services

Tailored for bulk payments and self-service bill payments


Business Enhancement Tools

Includes features like booking engines


Seamless Salary Advances

Efficient management and disbursement for employees

Comprehensive Features

Collection Automation & Management | Bill Notification
Business Banking | Product Offering
Agent Collection Model
Cross Border Payments
Salary Advance Platform

OYES Salary Advance Solution

iPay Global understands the importance of financial well-being for employees. The OYES Salary Advance Solution provides a unique service that allows employees to access a portion of their earned salary before payday. This solution offers financial flexibility and peace of mind, helping employees manage unexpected expenses without the need for high-interest loans. It's a win-win for both employers and employees, fostering a more engaged and productive workforce.

Collapse Detailed View

Key Highlights


Flexible Integration

Seamlessly integrate with existing digital payments or mobile banking apps, or operate independently as a standalone module


Efficient Salary Advances

Streamline the salary advance process with automated procedures, ensuring quick and hassle-free transactions for employees.


Convenient Employer Solutions

Employers can easily handle salary advance requests, enhancing employee satisfaction and retention


Empower Financial Flexibility

Give employees instant access to salary advances, enabling them to manage unexpected expenses or emergencies without delay.

iPay Remittances

Empower your business with efficient and affordable international money transfers. Our innovative cross-border platform simplifies the remittance ecosystem, making it more accessible, efficient, and cost-effective for you and your customers.

Collapse Detailed View

Key Highlights


Send and Receive Money Globally

Transfer money internationally, allowing easy cross-border transactions.


Real-time Transfers

Instantly move money between accounts, enabling quick, on-the-spot transfers.


Flexible Payment Options

Multiple methods to pay, such as bank transfers, credit cards, or digital wallets.


Multi-Currency Corridors & Exchange Rates

Support for different currencies with competitive exchange rates for global transfers.


AML Sanction Screening

Ensures transactions comply with Anti-Money Laundering regulations by screening against sanction lists.


Cross-Border Bill Payments

Pay bills internationally, allowing payments to service providers in other countries.

Comprehensive Features

Dynamic Currency Conversion (DCC)
Transfers through Master Merchant module / IPG
AML/ TF & Sanction screening
API Integration with 3rd party partner Banks/MTO/Digital wallets

iPay Agency Banking Suite

The iPay Agency Banking Solution empowers banks and financial institutions to expand their market reach by turning local shops into trusted agents, managed from a centralized platform. Designed for flexibility, it enables scalable agent networks with seamless onboarding and secure authentication.

Collapse Detailed View

Key Highlights


Effortlessly reach new markets

Convert local shops into agents, manage them centrally.


Flexible & Scalable

Unlimited agent hierarchies, on-the-go onboarding with secure authentication.


Streamline Operations

Manage commissions, fees, limits, and liquidity efficiently.


Intuitive Self-Service

Minimize training with user-friendly apps on smartphones, Web interface, and POS.

Benefits of iPay Agency Banking Solution

Cost Reduction
Enhanced Convenience
Profitable New Channels
Financial Inclusion